Shop for umbrella insurance through your personal agent
Personal AI agents use Coverage Cat's Agent API/MCP to size umbrella coverage and compare carrier options with price ranges, backed by a licensed broker.
Done with a custom-built or unnamed agent
- What they did
- Coverage Cat is a licensed brokerage that publishes an Agent API and MCP endpoint for AI agents. The agent starts from the MCP manifest and calls the umbrella_consumer_prefill tool. AI-guided intake sizes the coverage and returns price ranges and real carrier options. The brokerage team sits behind the flow, and the shopper-facing flow is handed off to Coverage Cat.
- How it went
- The page gives no outcome numbers for agent-driven umbrella shopping. It only describes the flow. The service is live in California, Florida, New York, Texas and Washington.
- Worth knowing
- An API key is needed (the site has a get-API-key guide), and coverage is limited to five states for now.
Try it yourself with Claude in Chrome
Help me figure out how much umbrella insurance I need given [my home value, savings, income, and number of drivers]. Visit [insurance provider or comparison site], get quote ranges for that coverage level from a few carriers, and put them in a comparison table. Stop before submitting any application or entering sensitive personal details, and show me what you plan to enter first.
Discussion on HN · Sep 22, 2026
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